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Services for Business Owners

Cash Management

We understand that cash flow is the lifeblood of your business, and that you rely on timely payments from your customers in order to sustain business.

Morgan Stanley Smith Barney LLC's arrangement with Citibank can help. What starts with a full review of your business’s cash flow performed by Commercial Banking experts from Citibank, ends with a better understanding of the cash coming in, the impact it might be having on what’s going out, and how it’s all going to affect what you might be planning for down the road.

With a clear view of how your business is managing its cash, Citi can help you with strategic use of credit, ways to eliminate trips to the bank, managing your exposure to fraud, maximizing earnings on idle cash, minimizing paper checks—and using all of these things to keep you focused on the actual business.

  • Checking accounts
  • Insured money market and savings accounts
  • Sweep and other deposit accounts
  • Payment collection, disbursement and consolidation options
  • Remote check capture
  • Online banking through CitiBusiness Online
  • Fraud management
  • International trade finance
  • Interest rate and foreign exchange hedging

Banking and credit products and services are provided by Citibank, N.A. and/or its banking or lending affiliates. Minimum balances and/or fees may apply to certain products – see your banker for details. Investment products and services are provided through Morgan Stanley Smith Barney LLC.

For more information, please contact your Financial Advisor.

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