Banking and Cash Management Services
Financial Management Account
Debit Card
Get easy access to the cash in your FMA with your debit card that can be used worldwide, wherever MasterCard® is accepted.
Benefits include:
- Free ATM withdrawals at Chase ATMs1 in the U.S.
- ATM surcharge fee reversals, up to $200 per calendar year, when you use an ATM that charges a fee2.
- Delayed debit on funds used for purchases, so you continue to earn interest on your funds for up to 30 days3.
- Purchases are deducted directly from your FMA, so you don’t have to wait for bills or worry about late payments.
- All purchases, cash withdrawals and ATM transactions are detailed and categorized on your Year-End summary, for easy reference during tax preparation.
1 Surcharge free Chase ATM withdrawals are available on the Chase-issued Debit Card.
2 Rebate is capped at $3.50 per transaction, and transactions must occur in the United States in U.S. dollars. Annual cap of $200 does not apply to Morgan Stanley Smith Barney Reserved clients.
3 Whenever you use your FMA Card for purchases, amounts due at month-end continue to earn interest, but are immediately set aside and are unavailable for withdrawal or other transactions to ensure that funds are available on the day of payment.
Morgan Stanley Smith Barney LLC. Member SIPC.
For more information, please contact your Financial Advisor.